Get An Online Title Loan Houston
If you need cash in 24 hours or less and have bad credit, you may wonder if any options are available to get some money in a pinch. Luckily, in Houston, Texas, plenty of title loan companies don't require a credit check, allowing you to borrow cash using the equity in your vehicle.
When applying with Highway Title Loans, you can borrow up to $20,000 depending on the value of your car and your employment situation. These loans are pretty popular in Houston because you don't need good credit, and you should be able to keep driving your car as you please while the payments are made.
24 Hour Car Title Loans In Houston, TX,
You can get a quick and easy car title loan in Houston by following these simple steps:
- Fill out the Highway Title Loans online application or call (877) 433-5454.
- Send in documents to verify your vehicle, such as the car's title, registration, and insurance coverage.
- Your lender will inspect your car and immediately hand you the loan proceeds.
It's that easy - no credit check is required, and most residents of Harris County can get cash if they have a pink slip in their name. Title loans for bad credit are possible in Texas, and we can get you approved quickly with little hassle!
APR To Expect For Online Title Loans In Houston
The interest rates for online title loans in Houston will depend on your vehicle's value and how much you borrow. However, equity lenders in TX are legally required to disclose all fees and the total amount you'll need to pay back before you sign the loan agreement. Expect an initial APR of 40% to 120% with lower interest rates for repeat customers.
At Highway Title Loans, we pride ourselves on being completely transparent with our applicants during the signup and underwriting process. Although interest rates on a title loan are pretty high compared to bank loans, you can typically reduce your APR by refinancing the loan with a local company in Houston.
Benefits Of Getting An Auto Title Loan In Houston, Texas
There are many benefits to getting a vehicle collateral loan, with the main perk being that you don't need good credit to access the equity in your car. You can turn to a title loan to get cash when you would otherwise be denied by a personal loan lender or cash advance company. The benefit of a likely approval with just a lien-free pink slip is why customers turn to Highway Title Loans when they are denied for a typical loan instead.
Another benefit of a title loan is that you only need a few documents to get approved. While a bank loan requires dozens of documents and multiple credit checks, a title loan company only wants to know if you have equity in your vehicle and can repay the loan. Title loans in Houston can be funded in less than 24 hours, and that's far quicker than the 3-8 days it takes with a personal loan lender.
Refinance A Title Loan In Houston
Do you have a high interest title loan from another Texas based lender? We can help anyone in Houston looking to refinance their existing title loan! Highway title loans can get you a quick estimate showing your new interest rate, monthly payment, and repayment term by refinancing. Contact us at 877-433-5454 to see how much you can save and how quickly you can pay off your loan with a refinance!
Time To Repay A Houston Title Loan And What Are Fees?
The APR on title loans in Houston can range from 30% to 250%, with payback terms of 12 to 48 months, depending on the lender. Of course, these rates and payment terms are broad examples, and some customers can repay their loan in months with no pre-payment penalty. Only borrow the minimum and make extra payments when possible to lower the chances of a car title loan repossession and bring down your balance with a lower rate.
Apply With Highway Title Loans In Houston
Highway Title Loans is here to help you get cash for your vehicle's title. Our network of licensed title loan companies in Houston can underwrite and fund your loan within 24 hours, and we'll do all we can to get you pre-approved in minutes! Call us at 877-433-5454 or apply online to start your application today!
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