Anyone can face a situation where they must borrow cash to pay for a financial emergency. Luckily, Highway Title Loans offers fast approval for anyone looking to use their car as collateral for a loan. These loans are great for people with equity in their vehicle, but what if you need a title loan on a Sunday or weekend? It turns out that not many lenders offer title loans on Sundays or weekends in general because banks aren't open and also because it's not a typical work day. So, how do you get a car title loan on a day when most lenders are closed? That's easy! Look to Highway Title Loans to pull out cash from your vehicle any day of the week!
Highway Title Loans works with title loan companies nationwide, and several of these firms are open and funding loans on Sundays and holidays. The best part is that many lenders can process your information online or over the phone, and you won't have to drive around looking for a company to fund your loan that same day.
Car Title Loans On A Sunday - What Do I Need
The requirements to get a title loan on a Sunday or after hours are similar to what we see on any other day of the week. You need a lien free car title, proof of income and documentation from the DMV that your vehicle is registered. That means the car needs to be paid off, and you must possess the car's pink slip, which will be signed over and sent to the lender. The vehicle should have a resale value of at least $4,000, as most companies will let you borrow 40 to 55% of the available equity.
One of the most important requirements for a car title loan is getting your vehicle inspected. The inspection typically occurs at a local lending office, which can make it tough to get approved on a Sunday or holiday. The good news is that some companies allow you to send video proof of your vehicle to ensure it runs okay and has no significant damage. During this video, you'll also need to capture images of the VIN and mileage and show the car's interior. With photo or video proof of your vehicle, you can skip an in-person inspection, and that greatly improves your chances of getting a title loan when most other lenders are closed!
Highway Title Loans can also help you get the other required documents together so everything can be processed and underwritten simultaneously. You'll need documents showing a valid source of income and proof of insurance. Some lenders will also ask for multiple references and proof of vehicle registration. Again, these loans are easy to get for anyone with a vehicle that's fully paid off. Yes, it's a bit more challenging to qualify and get funded on a Sunday or after hours, but it's possible with Highway Title Loans, as our customer service agents work 24 hours a day.
Loan Amounts From Title Loan Companies Open On Sundays or After Hours
Funding amounts on a Sunday or any other day will solely depend on the equity in your vehicle and how fast you can repay the loan. You can borrow $2,000 to $20,000 with a title loan, and most customers with newer cars can qualify for at least $3,000. Our bad credit title loans are a practical choice for applicants with low FICO scores, as there's no need to check credit or deal with lengthy underwriting that would delay your funding. We also offer after-hours underwriting for rebuilt title loans and title loans on a truck. All these lending programs are available on Sundays, and our customers can expect the same amount of time to get approved and underwritten with Highway Title Loans!
Car Title Loan Companies In My Neighborhood That Are Open On Sundays
Highway Title Loans offers quick access to title loans, and just because you apply on Sunday doesn't mean your loan can't be funded that same day. Just a few years ago, it would have taken days to underwrite and fund the loan, but now you can be approved for same day direct deposit if you have all the documents for your application.
Apply with Highway Title Loans to find an auto title loan company that offers approval 24 hours a day. We know exactly which companies are open and processing loans during off-hours, weekends, and holidays, and we'll match you with a local lender that will fund your loan in 24 hours or less.
Keep Driving Your Car When You Apply For Title Loan On Sundays Or After Hours
Applicants often ask whether they can keep driving their vehicle when they get a title loan. The answer is always yes, and it doesn't matter when you apply. Use the equity from your car as security for your loan and drive your vehicle as you typically would while making the monthly payments. Apply with Highway Title Loans on a Saturday or Sunday, get funded within 24 hours, and you won't have to hand over the keys to your vehicle as collateral.
What If No Title Loan Places Near Me Are Open Today?
There's always a chance that you won't find a lender that's open when you apply on a Sunday or after hours, but we'll do our best to connect you with a local company that processes your documents and gets you cash quickly. Even if you must wait until Monday or the next business day to get your money, you can bet that the timeframe is still much quicker than what you would see from a personal loan lender. Highway Title Loans can connect you with a company that offers cash for your vehicle's equity; it doesn't matter what day it is.
Apply with Highway Title Loans online or call 877-433-5454, and you'll get cash for your car title as soon as possible! It doesn't matter what day it is, so contact us to learn more about the best title loan places that offer 24 hour funding!
Janet Patterson is VP of Marketing Communications for Highway Title Loans and the feature editor of its Lending Blog. Janet has worked in the financial service industry for over a decade, with 7 years of experience in the car title loan industry. She previously managed a customer service team that helped and advised consumers on all their lending related questions and concerns.